didnt quite go to plan....

  1. #1
    well my original plan was to get a vtr and stick with that for a few years but it kind off all went wrong... i got a vts insted cant wait to pick it up i have a feeling the insurance may be a bit steep thou lol tell me what you think
  2. #2
    cant upload anypics help
  3. #3
    How old are you?

    use photobucket and use the image code, or become a premium member

    nice one mate!
  4. #4
    im only 16 atm but 17 in not to long... now trying to register on photobucket atm
  5. #5
  6. #6
    Good luck trying to insure that!
  7. #7
    there we go
  8. #8
    Quote:
    Originally Posted by JoshB View Post
    Good luck trying to insure that!
    im going to need it!.... been quoted £2400 which is expensive but compared to some of the prices i seen on here its bloody cheap. so looks like i will be paying that.
  9. #9
    Why have you put this in engine section?

    Well done on the S, but have you been quoted yet?
  10. #10
    Quote:
    Originally Posted by VTR-120BHP View Post
    im going to need it!.... been quoted £2400 which is expensive but compared to some of the prices i seen on here its bloody cheap. so looks like i will be paying that.
    ....not been funny but how much did the car cost?
  11. #11
    Quote:
    Originally Posted by VTR-120BHP View Post
    im going to need it!.... been quoted £2400 which is expensive but compared to some of the prices i seen on here its bloody cheap. so looks like i will be paying that.
    £2400 is a bargain at 17. I trust thats through yourself?

    Better off starting a new topic in the Pics/Vids section
  12. #12
    Quote:
    Originally Posted by ryhornvtr View Post
    Why have you put this in engine section?

    Well done on the S, but have you been quoted yet?

    woops didnt realise about that. can i move it ?
    and yeah at £2400, not to bad
  13. #13
    Quote:
    Originally Posted by RJ303 View Post
    ....not been funny but how much did the car cost?

    i got it cheap, its more of a project as i have a fair bit of time before i will need it
  14. #14
    Quote:
    Originally Posted by JoshB View Post
    £2400 is a bargain at 17. I trust thats through yourself?

    Better off starting a new topic in the Pics/Vids section

    thats with just me, will try adding mum as named driver and see if that makes a difference

    is there anyway i can move it to the pics/vids section ??
  15. #15
    thats the written off vts isnt it....
  16. #16
    Quote:
    Originally Posted by vtr-richie View Post
    thats the written off vts isnt it....
    the written of vts ? it isnt written of just cat c.. old mans ex trade so will be piece piss to do
  17. #17
    o dear 17 year old in vts = vts + ditch lol
  18. #18
    Quote:
    Originally Posted by dobbo_1 View Post
    o dear 17 year old in vts = vts + ditch lol
    i hope not! will be mainly used for track days and the plan is to be sensible on the road
  19. #19
    Quote:
    Originally Posted by VTR-120BHP View Post
    i hope not! will be mainly used for track days and the plan is to be sensible on the road
    heard that one a few times before . . .
  20. #20
    i doubt youll get insured and if you do dont expect any quotes under 3k atleast.
  21. #21
    dare say you have mate... and the majority of the time you probably right in sayin most people who jump in a "high performace" car at 17 will end up in a ditch. i just dont plann on being one of them lol
  22. #22
    Quote:
    Originally Posted by de4n0 View Post
    i doubt youll get insured and if you do dont expect any quotes under 3k atleast.

    already ran a quote through without my mum as a named driver and it came out at £2400 which aint bad cause some people on here seem to be paying that for a vtr....
  23. #23
    Lol. Did you do that quote on prov licence or full licence?
  24. #24
    Quote:
    Originally Posted by TheHaller View Post
    Lol. Did you do that quote on prov licence or full licence?

    ran it through on provisional and also ran it through asif it was the day i past my test with a full licence ( if you get what i mean ? )
  25. #25
    there is a big difference between prov and full license price as when your learning you need someone experienced with you e.t.c and when your on your own you dont . . . i got stung with my first car this way
  26. #26
    Quote:
    Originally Posted by Roy-VTS View Post
    there is a big difference between prov and full license price as when your learning you need someone experienced with you e.t.c and when your on your own you dont . . . i got stung with my first car this way
    o really so is this price to like make me thinks its all good and when it comes to acc insuring they turn round and slap me in the face with a big fat fish and tell me its going to be a grand more ??
  27. #27
    thats a good price for your insurance! Although my first vtr was only £600 to insure with both parents on it, however it did end up a write off
  28. #28
    Quote:
    Originally Posted by james_roxburgh123 View Post
    thats a good price for your insurance! Although my first vtr was only £600 to insure with both parents on it, however it did end up a write off


    at 17 !? thats bloody cheap. sorry to hear about the crash mate.... i plan on staying well away from ditches and hedges lol o and lamp posts
  29. #29
    nice one on getting a vts mate, its worthing paying the insurance for the enjoyment! going to be stupidly quick for a first car though.....take it easy lol
  30. #30
    Quote:
    Originally Posted by ricksimmonds View Post
    nice one on getting a vts mate, its worthing paying the insurance for the enjoyment! going to be stupidly quick for a first car though.....take it easy lol

    yea i have heard they go pretty well.... onli been in a vtr and i was impressed with that so hopefully the vts will blow me away

    kind of got my heart set on gettin it cammed and some throttle boddies but dont wanna be trying to insure it when all that has been done lol.
  31. #31
    You bought that off my mate Steve in herne bay. Unlucky mate
  32. #32
    lol it looks a bit mashed...
  33. #33
    Quote:
    Originally Posted by DKK View Post
    You bought that off my mate Steve in herne bay. Unlucky mate

    unlucky mate ???
  34. #34
    Quote:
    Originally Posted by vtr-richie View Post
    lol it looks a bit mashed...

    from what he says the floor or nuffin is creased so just fit another door, another arch and pull out the dint.... ?
  35. #35
    all you gota do is hope it all lines up..
  36. #36
    Quote:
    Originally Posted by vtr-richie View Post
    all you gota do is hope it all lines up..

    dads ex trade so hes going to get it all sorted... its only cat c so nuffin major.
  37. #37
    ex trade or not hes not a miricale worker though.... it might need jigging it its twisted..
  38. #38
    Quote:
    Originally Posted by vtr-richie View Post
    ex trade or not hes not a miricale worker though.... it might need jigging it its twisted..


    wouldn be cat c if it was twisted buddy
  39. #39
    my girlfriends saxo had no frunt that was cat C
  40. #40
    Quote:
    Originally Posted by vtr-richie View Post
    my girlfriends saxo had no frunt that was cat C

    no front ?? meaning no bumper and scuttle etc ???
  41. #41
    I payed £1059 for my first vtr at the age of 18 but fuck paying what you have been quoted. I would not ever pay that even for my s/c vts..

    Nice wee car tho
  42. #42
    Quote:
    Originally Posted by VTR-120BHP View Post
    the written of vts ? it isnt written of just cat c..
    Umm, Cat C is written off.


    Looks like with some work it could be a tidy motor though. Might be worth doing a quote with a full licence though, will be a lot more than provisional.
  43. #43
    Quote:
    Originally Posted by Dboyvts View Post
    I payed £1059 for my first vtr at the age of 18 but fuck paying what you have been quoted. I would not ever pay that even for my s/c vts..

    Nice wee car tho

    well if you wanna drive a half decent car like i do you got to pay for it.... insurance prices for first time drivers are rediculos anyway i mean a 1.4 saxo is over a grand !
  44. #44
    Quote:
    Originally Posted by titchster View Post
    Umm, Cat C is written off.


    Looks like with some work it could be a tidy motor though. Might be worth doing a quote with a full licence though, will be a lot more than provisional.

    hopefully so... have a fair bit of time to get it sorted so hopefully it will all turn out good ... i did put through a quote with a full licence and £2400 tpft is the price...
  45. #45
    Quote:
    Originally Posted by VTR-120BHP View Post
    from what he says the floor or nuffin is creased so just fit another door, another arch and pull out the dint.... ?
    I've seen it in the flesh and you'll be needing a new o/s rear quater on it.
  46. #46
    Quote:
    Originally Posted by VTR-120BHP View Post
    already ran a quote through without my mum as a named driver and it came out at £2400 which aint bad cause some people on here seem to be paying that for a vtr....
    Have you actually rang the insurance company though? I had some pretty good quotes at renewal time, only to ring and find they wouldn't entertain me.
  47. #47
    what insurence is that with mate ? iv got a 1.4 furio 2001 its going to be costing me £2445 insurence thats fully comp and with my mum on it. that is when i have my full licence.
  48. #48
    Quote:
    Originally Posted by DKK View Post
    I've seen it in the flesh and you'll be needing a new o/s rear quater on it.

    really ?? will it not pull out ? doesnt look to bad on pics but i spose pics can be deciving..... either way imo its cheap so doesnt really matter.
  49. #49
    Quote:
    Originally Posted by LeeumH View Post
    Have you actually rang the insurance company though? I had some pretty good quotes at renewal time, only to ring and find they wouldn't entertain me.
    well.. i did ring and speak to adrian flux ( i think ) and he quoted £2800 or there about over the phone so worse case senario it will be that. but i ran a quote through on confused.com and it was £2400.
  50. #50
    Quote:
    Originally Posted by Maddrick16 View Post
    what insurence is that with mate ? iv got a 1.4 furio 2001 its going to be costing me £2445 insurence thats fully comp and with my mum on it. that is when i have my full licence.

    a lot of it all depends on the area you live in tbh mate. i mean i live in the middle of no where completly in the sticks lol. and iirc that was with the AA.
  51. #51
    there is something wrong with your quote i have 21 year old mate 0ncb that is paying that for his vts
  52. #52
    Mind that its only a £1200 at the most so would only take new bumper and door to write it off by an insurance compay. If its a project get stuck in and get your hands dirty.
  53. #53
    Quote:
    Originally Posted by VTR-120BHP View Post
    well if you wanna drive a half decent car like i do you got to pay for it.... insurance prices for first time drivers are rediculos anyway i mean a 1.4 saxo is over a grand !

    I drive a decent car but 2.5K to insure a 1.2k car is just silly
  54. #54
    Quote:
    Originally Posted by chriswoodward View Post
    there is something wrong with your quote i have 21 year old mate 0ncb that is paying that for his vts
    Tell him to go to www.bell.co.uk

    put in himself as main driver, then add dad and mum (basicaly 2 mature drivers) to the policy, and watch it drop.

    My vts at 18 or 19 with 1 years no claims was £1900!

    And im now 20 with 2 years no claims and renewal for my vts with declared mods is £338.74 fully comp!
  55. #55
    Quote:
    Originally Posted by VTR-120BHP View Post
    really ?? will it not pull out ? doesnt look to bad on pics but i spose pics can be deciving..... either way imo its cheap so doesnt really matter.
    You can pull it out but it'll look like someones glued empty crisp packets to the side of it and sprayed them posi blue

    I'm not trying to put the mockers on it mate because i've did exactly the same thing when I was your age. Fell in love with a car, grabbed it because it was cheap, thought it would be alright, turned into a money pit, a complete shitter.

    Save your money and go for a westcost or vtr at a push. Once you've passed your test, get some driving experience under your belt, save some cash and then get a vts.
  56. #56
    Quote:
    Originally Posted by Dboyvts View Post
    I drive a decent car but 2.5K to insure a 1.2k car is just silly
    Just reading through this thread, i agree with this guy, not worth paying double the value of your car a year just to insure it. I gaurantee you aswell once you pass ur test, insurance will go up. i used to ave a punto ( hangs his head in shame ) and when i passed, my premium went up by like £150.
  57. #57
    Quote:
    Originally Posted by VTR-120BHP View Post
    well if you wanna drive a half decent car like i do you got to pay for it.... insurance prices for first time drivers are rediculos anyway i mean a 1.4 saxo is over a grand !

    whats rong with a 1.4 for a first car? if you dont waste all of your money on a vts you could get a nicer saxo tbh so what if its not a vts your 16/17 and you not know how to control a vts
  58. #58
    Whats the quote then for a fully licenced car?

    My mate thought that he could get a Golf GTi for his first car, stuck it all in on confused.com, came out at 900quid or something. Changed the licence to full UK and it nearly tripled. Never buy a car without running insurance quotes first, also never buy a car without having driven before hand. No point.
  59. #59
    Once you passed your test, you'll ring your insurance and tell them you've now got a full license...

    Then they will politely ask you to bend over whilst they get the lube out.

    Something definately wrong with your quote.

    I paid 3,650 at the age of 17 on a VTR.

    Expect insurance company wanting 5 grand once you've passed.
  60. #60
    mines is £730 for insurance on my vtr with provisional rite now but when i pass my test it goes up to £2200 or sumfin lol id expect yours to be 4 or 5 grand mate lol check it out!
  61. #61
    Quote:
    Originally Posted by chriswoodward View Post
    there is something wrong with your quote i have 21 year old mate 0ncb that is paying that for his vts
    I'm 24 with no noclaims (company car monkey) and 6 points and my insurance was £512 TPFT for my Vts, think your mate needs to have a ring around.
  62. #62
    how did you get £2400 on a VTS? the lowest i can get on a VTR if i was 19 q years NCB, was £6000, and it went up to £9500. has geographical location got something to do with it?
  63. #63
    Tbh you won`t like this but jumping in a relatively powerful car straight after your test is a recipe for disaster.My driving instructor said something to me which has stuck with me & thats you pass your test then learn to drive.

    Steve.
  64. #64
    fair play to you getting a vts at the age of 17 i perosnally coudnt justify spending that on insurance so went for a furio myself......but if youve got the money and the right quote go for it !
  65. #65
    Screw ever paying more than a £1k for insurance.

    The amount of kids that write of 1.1s and a like is a lot good luck in a VTS.
  66. #66
    Quote:
    Originally Posted by SaXo_vtr123 View Post
    how did you get £2400 on a VTS? the lowest i can get on a VTR if i was 19 q years NCB, was £6000, and it went up to £9500. has geographical location got something to do with it?
    Liverpool is one of the highest risk areas for crime and the insurance companies recognise that and will bump up your premium because of it, but on the other hand if you live in a small village where the worst thing that happens is a plant pot being pushed over then your insurance will alot cheaper as theres less risk of it being nicked or torched!
  67. #67
    Quote:
    Originally Posted by stevo67 View Post
    Tbh you won`t like this but jumping in a relatively powerful car straight after your test is a recipe for disaster.My driving instructor said something to me which has stuck with me & thats you pass your test then learn to drive.

    Steve.
    get urself a wee runabout for like £500 for your first year,mite not be the nicest of things to drive but atleast if sumthin goes wrong, it was only a wee shiter, actually learn to drive a bit and save up, then ull have the money and experience for a decent car
  68. #68
    tbh, i'd say well done to buying it. Yes if it needs work, if your prepared to do it...then do it.

    Insurance is a pain in the arse, you have all the nobheads to thank for that.

    And the guys saying good luck handling it etc etc...its not a ferrari guys... yes young drivers are a risk, but not everyone is the same.

    I had a 1.4 clio as a 1st car, my next one was a 172.

    If hes got a sensible head, not a halfords one then fair play to him.
    1 user thanked this post:
  69. #69
    Quote:
    Originally Posted by SaXo_vtr123 View Post
    how did you get £2400 on a VTS? the lowest i can get on a VTR if i was 19 q years NCB, was £6000, and it went up to £9500. has geographical location got something to do with it?

    woa !! thats fu*kin expensive! there only group 14 i think... and yea the area you live makes no end of difference.
  70. #70
    Quote:
    Originally Posted by daz_rt_04 View Post
    tbh, i'd say well done to buying it. Yes if it needs work, if your prepared to do it...then do it.

    Insurance is a pain in the arse, you have all the nobheads to thank for that.

    And the guys saying good luck handling it etc etc...its not a ferrari guys... yes young drivers are a risk, but not everyone is the same.

    I had a 1.4 clio as a 1st car, my next one was a 172.

    If hes got a sensible head, not a halfords one then fair play to him.

    couldn off worded it better myself. im going to steer well clear of halford for sure
  71. #71
    *halfords
  72. #72
    Good luck with it mate and fair play getting a vts. My first car was a vts (and still is my car.) Make sure you look around on compare websites and get your parents on your insurance should knock it down some!
  73. #73
    Lets see a price for it under your own name then
  74. #74
    Quote:
    im going to need it!.... been quoted £2400 which is expensive but compared to some of the prices i seen on here its bloody cheap. so looks like i will be paying that.
    Did you get the quote online?If so you may be in for a shock if you try to buy it. And why insure a car worth around £800 for £2400, seems a bit daft tbh but I guess its your choice at the end of the day.
  75. #75
    if you get fully comp on another car and makes sure you can drive others cars with it you could drive the VTS insured but not 100% sure if the vts needs insurance in the first place.

    i have other ideas but i wouldn't recommend them lol
  76. #76
    Quote:
    Originally Posted by Dasher_VTR View Post
    if you get fully comp on another car and makes sure you can drive others cars with it you could drive the VTS insured but not 100% sure if the vts needs insurance in the first place.

    i have other ideas but i wouldn't recommend them lol
    for that to work the person name on the vts's log book has to take out some sort of cover. If his mum was on it and insured it TPFT . . he could then drive it if he insured another vehicle fully comp if he has the option of driving other cars . . it gets confusing.

    Im with quinn direct and im able to drive other peoples cars. Comes in handy when your sister has a 350z . . . .
  77. #77
    thats what i was thinking.

    i would personally buy a runabout and do it up in the meantime.
  78. #78
    VTS at 17 are you insane??

    and if your planning track days as well as road use the insurance will be even higher...
  79. #79
    lay off him i think if he wants VTS he can go ahead as long as he knows the costs, and if he does smash it, he will learn from it (hopefully not substaining injury to other parties or himself)

    but seriously cat c VTS erm i would try and get rid of it and find another project by the sounds of it, its a dog and pointless running / insuring it esp for the money you'll be paying

    i got VTR at 17 and as soon as i got 1years experience on the roads, i got rid of it for a VTS at 18 insured for £1600 full comp there are some good deals on insurance just got to keep a eye out but i do feel for you.... being on your own at 17 with VTS i wouldnt like to be you

    there are options you can take such as

    1) going under mum/dad name for the 1st year (i did that with the VTR and it helped alot saved me alot pennies)

    2) putting the VTS in your mum/dads name and getting a 1.1 shitter or something and insuring that with bell which would allow u to drive the VTS on third party with the owners permission aka your mum/dad but the downside with this you'll be paying 2 sets of insurance, 2 sets of MOTs, 2sets of TAXs esp as being the VTS you have being abit of a dog i wouldnt bother and if you smash the S you'l have a complete loss it being cat c no point fixing it anyway.

    3) the most sensible option as a few have said

    your not wanting a slow as fuck car i understand how u feel so i would recommend a VTR, best car overall and some quite good VTRs can be had for £1.5k or so now due to credit crunch

    not completly slow, put a 421 on it and decat piper, sort brakes, slam it on springs and put good tyres on it you'll have loads of fun in it, returns quite good petrol, cheap insurance and tax

    IMO a better all rounder than the VTS although the only real issue with the VTS is the insurance side of it which will be more sensible as you go along with road exp
    1 user thanked this post:
  80. #80
    i know what your saying about it being a cat c etc but at the end of the day it doesnt rally make that much difference if its repaired properly ( in my opinion ).... as for insurance yea it is a bit sky high but its got to be paid. i did consider a vtr and originally wanted one but i know quite a few people that had them and decided to do somthink different. i got my "ped" to sell to pay for insurance and thats worth £1800 - £2000 so that will more or less pay for insurance
  81. #81
    *really
  82. #82
    Do a quote...
  83. #83
    good luck but its still £6.60 a DAY. Thats for the price youve given. Which ever insurer gave you it must be feelings lucky haha. Personally Id smash a 1 litre cossie beater around for a year. Or something like a fiesta 1.25
  84. #84
    In my opinion you've wasted a good 2 grand, with 1 years no claims on a smaller engine with bring the S insurance down quite a bit, but being on your mums and tpft, you wont get any no claims and isnt it against the law now a days? called fronting?

    When you tell your insurance you've passed, the quote will at least double.. FACT!
    And if you are lucky enough to get through a year or two without crashing, when you insure it fully comp the price will still be similar as you wont have any no claims as your on your mums policy meaning you wont gain your own..

    correct me if im wrong..?
  85. #85
    Quote:
    Originally Posted by VTR-120BHP View Post
    i know what your saying about it being a cat c etc but at the end of the day it doesnt rally make that much difference if its repaired properly ( in my opinion ).... as for insurance yea it is a bit sky high but its got to be paid. i did consider a vtr and originally wanted one but i know quite a few people that had them and decided to do somthink different. i got my "ped" to sell to pay for insurance and thats worth £1800 - £2000 so that will more or less pay for insurance
    yes but the fact its cat c vastly reduces the value of it so when u smash it the insurance are less inclined to pay out the right amount when they check the reg

    your ped will hardly cover it (the insurance)

    you'll regret it mate

    thats all i'l say on this matter
  86. #86
    i say nice one mate. if you can afford to do it then go for it! i could not afford to do it at that age and ive had shitter cars since i passed my test ( nearly 5 years ago) due to insurance costs. my first car was a 1989 marroon 3 door ford escourt 1.3l. the car cost me £250 quid. third party only (not even fire and theft) was £1650 a year to insure! (very high risk postcode) if you can afford a nice powerful car as your first car then do it matey. evryone will say you will put it in a ditch as thats what most young drivers do but not everyone is the same. loads of people drive vts sensibly day today. (i have one as my daily drive and i have nearly 5 years no claims and im 21 which is still young)
  87. #87
    have you worked out petrol costs?

    the tank is 45 litres so work how many mpg you will have, how many times you will need to fill up.

    Your looking around £1.8k per year just for fuel minimum! then you got insurance to pay, then tax, then MOT.

    What if you break down or crash do you have the money to cover this? And if you crash no point saying your insured... bla bla you wont get insured the next time you get a quote after your crash
  88. #88
    depends on his mileage

    iv only done 4k miles in 8months lol