car crash

  1. Infrequent Poster Joined: Apr 2009 leicester Posts: 233 silver mk2 vtr
    #1
    hi today i was going down a 30mph rd when some idiot pulls out from the lay by and goes into the side of me, causing damage to passengers door and rear quarter.

    Now having spoke to my insurance they are pretty sure it will be wrote off..

    how much do you think the value would be on a x plate vtr?
    and would it be worth to buy back and what do they charge?
    I never been involved in a car accident before so im unaware of the procedure all i know is that someone will collect my car and take it away...

    my car has vts alloys etc and nice audio is it worth to take all this out before..

    please any advice welcome
  2. Saxperience Forum Bum Joined: Jan 2010 London Posts: 2768
    #2
    Well, they try and "match" your car value to other saxos in the market and knowing them they will base it solely on mileage and year of the car
  3. Infrequent Poster Joined: Apr 2009 leicester Posts: 233 silver mk2 vtr
    #3
    mhhmmm so prob not a grand even not sure wt to do...grrr stresss
  4. Saxperience Forum Bum Joined: Jan 2010 London Posts: 2768
    #4
    Quote:
    Originally Posted by LL_COOL_JAY View Post
    mhhmmm so prob not a grand even not sure wt to do...grrr stresss
    The thing is you dont have to accept the 1st offer they give you so its some what negotiable.
  5. Infrequent Poster Joined: Apr 2009 leicester Posts: 233 silver mk2 vtr
    #5
    i see ...

    cheers 4 the help mate
  6. Established Member Joined: Oct 2009 near livingston Posts: 1175 05 iggy sport was a saxo before that....
    #6
    what your insurance will "probably" offer you a thing called "cash in liue " where the basicly give you what the cars worth and you get to keep the saxo so with the money you get you either have a few choices such as fix the saxo with the money, buy another car and break the saxo for spares or repair ect ect .... " IF " the insurance offers you this take it lol but remember they cant offer you this if the car is still on finance.
  7. Infrequent Poster Joined: Apr 2009 leicester Posts: 233 silver mk2 vtr
    #7
    thanks that sounds not to bad i would be happy with that cheers pal
  8. Established Member Joined: Oct 2009 near livingston Posts: 1175 05 iggy sport was a saxo before that....
    #8
    Quote:
    Originally Posted by LL_COOL_JAY View Post
    thanks that sounds not to bad i would be happy with that cheers pal
    if the accident wasent your fault then i cant see this being a problem if they dont offer it mention it to them there may be some sort of policy where they must give you this if it was a non-fault claim . if your insurance or the other party's insurance hasent offered you a replacement vehicle untill you receive settlement theres a legal thing they have to offer you one if it wasent your fault here's a company that can help http://www.helphire.co.uk/
  9. Established Member Joined: May 2009 Middlesbrough Posts: 1143 citroen saxo 1.1 forte orange mango :)
    #9
    how many crashes have they bern today? there two more in general chat and some one said another guy wrote his can off on track and now you
  10. Established Member Joined: Oct 2009 near livingston Posts: 1175 05 iggy sport was a saxo before that....
    #10
    Quote:
    Originally Posted by dankzy View Post
    how many crashes have they bern today? there two more in general chat and some one said another guy wrote his can off on track and now you
    stu wrote his car off on the track at knockhill yesterday
  11. Saxperience Forum Bum Joined: Jan 2008 Woolwich Barracks Posts: 3921 52 Plate Black 8v R'
    #11
    Insurance know about your mods right?!

    They will try and stiff you for cash and valuation, grind them down trust me..
  12. Infrequent Poster Joined: Jul 2010 Posts: 249 1.8 astra sri
    #12
    crash happy at the moment it seems on this board lol