My Insurance ?

1. LScottBell Frequent Poster Joined: Oct 2009 Posts: 822 Citroen Saxo Vtr 2001

   #1 15th January 2012, 20:09

   Wasnt sure whether to post this here or the insurance section but.....
   
   
   Currently insured on the VTR and been looking to buy an Mg Zr 2.0 diesel. I paid my insurance in one lump sum and it still has 7 month left on the saxo. If i buy the MG is it a straight swap over and just pay if its that little bit extra?
   
   
   Cheers Guys
2. devilsadvocate Saxperience Post Whore Joined: Dec 2006 Maidstone Posts: 8210 Golf TDI

   #2 15th January 2012, 20:14

   Yes it is
3. f13sta Established Member Joined: Sep 2010 loughborough Posts: 2229 1988 ford fiesta mk2 1.4- 2001 black saxo furio (d

   #3 15th January 2012, 20:17

   sure is you just have to pay the difference.
4. LScottBell Frequent Poster Joined: Oct 2009 Posts: 822 Citroen Saxo Vtr 2001

   #4 15th January 2012, 20:19

   Cheers Guys
   
   
   Think its an upgrade from the saxo ?
5. Tontsy Saxperience Addict Joined: Oct 2008 Plymouth, Fiddling - under a two poster ramp Posts: 14064 Audi

   #5 15th January 2012, 20:22

   Quote:

   Originally Posted by LScottBell Cheers Guys Think its an upgrade from the saxo ?

   
   
   no. ....
6. user_55186 Regular Poster Joined: Sep 2011 Wirral Posts: 280 desire

   #6 15th January 2012, 20:53

   Probably get hit with administration fee also, direct line stung me for £38 for changing my car.
7. LScottBell Frequent Poster Joined: Oct 2009 Posts: 822 Citroen Saxo Vtr 2001

   #7 15th January 2012, 20:57

   £38 including extra or just £38 ?
   
   Im with admiral
8. user_55186 Regular Poster Joined: Sep 2011 Wirral Posts: 280 desire

   #8 15th January 2012, 21:02

   Dropped from 1.6 to 1.1 so it was just £38, bastards never gave me a refund for dropping 2 groups........changed insurer at renewal
9. DundeeUnited Established Member Joined: Nov 2010 Invergowrie Posts: 1006 Saxo VTR

   #9 15th January 2012, 21:02

   Quote:

   Originally Posted by LScottBell £38 including extra or just £38 ? Im with admiral

   im with admiral and there really good with things like this, my dad got a new car last year and the woman couldnt be more helpful, he paid 80 quid but that was only because he wanted breakdown cover,
   
   also when i told them i had a full licence last year it only went up about £100, that was including breakdown aswell, and i was only 17

   1 user thanked this post: LScottBell
10. LScottBell Frequent Poster Joined: Oct 2009 Posts: 822 Citroen Saxo Vtr 2001

    #10 15th January 2012, 22:18

    Quote:

    Originally Posted by DundeeUnited im with admiral and there really good with things like this, my dad got a new car last year and the woman couldnt be more helpful, he paid 80 quid but that was only because he wanted breakdown cover, also when i told them i had a full licence last year it only went up about £100, that was including breakdown aswell, and i was only 17

    Thanks alot mate
    
    I will give them a call tomorrow and see how it goes
    
    Cheers
11. user_55763 Frequent Poster Joined: Oct 2011 Milton Keynes Posts: 869 2000 Citroen Saxo 1.0L

    #11 15th January 2012, 22:40

    you would have to pay the extra..... why wouldn't you? otherwise wouldn't we all just buy insurance for a shitty corsa then change after a month to a vts....you will have to pay the extra mate.
12. LScottBell Frequent Poster Joined: Oct 2009 Posts: 822 Citroen Saxo Vtr 2001

    #12 15th January 2012, 23:45

    Quote:

    Originally Posted by AnthonyMartin you would have to pay the extra..... why wouldn't you? otherwise wouldn't we all just buy insurance for a shitty corsa then change after a month to a vts....you will have to pay the extra mate.

    Read before posting
    
    I asked if its just a straight swap i never mentioned trying to get cheaper insurance. I only wanted to see if it was just a matter of calling and swapping without having to do anything more as some guys on here have probably done this before
13. DarylCooper Infrequent Poster Joined: Jan 2012 Crewe, Cheshire Posts: 178 VTRs, had - 106 quicksilver, tranny van.punto.106.

    #13 16th January 2012, 08:32

    Head gasket problems here u come ?
14. Pitbull69 Frequent Poster Joined: Nov 2010 Co Durham Posts: 634 Octavia vRS

    #14 16th January 2012, 08:35

    didnt think the diesel MG suffered the Head gasket problem,
15. billpine Infrequent Poster Joined: Nov 2011 Posts: 129

    #15 16th January 2012, 09:05

    The diesel MG's don't suffer from head failure but do read up on tractor syndrome (I think that's what they call It)
    
    Generally speaking the diesel engines are bomb proof.
16. DarylCooper Infrequent Poster Joined: Jan 2012 Crewe, Cheshire Posts: 178 VTRs, had - 106 quicksilver, tranny van.punto.106.

    #16 16th January 2012, 09:19

    Ah reet wasn't sure but fort id mention it
    
    Even with the problems still prefer the VVC one
17. LScottBell Frequent Poster Joined: Oct 2009 Posts: 822 Citroen Saxo Vtr 2001

    #17 16th January 2012, 09:37

    Quote:

    Originally Posted by DarylCooper Ah reet wasn't sure but fort id mention it Even with the problems still prefer the VVC one

    Ive looked into the vvc but with how things are nowadays cost wise its more practical for me with the diesel model. Better Mpg ' cheap road tax band on the 2 litre model and my insurance is just about the same as the saxo. Where the vvc model is the complete opposite.