Declare VTR Alloys on Insurance?

  1. Infrequent Poster Joined: Nov 2011 Telford Posts: 181 Icelandic Furio
    #1
    Would i need to declare VTR Alloys on insurance? Because their standard would i be able to get away with saying i brought the car with them on?
  2. Established Member Joined: Mar 2011 Torbay Posts: 1285 Mauritius Vts, 206 Gti 180
    #2
    Depends whether you have a vtr or not as to whether they are standard . If they are on a different model its worth mentioning it imo. Some insurers might not put the price up if you tell them they are off another citroen, some might. Why not ring them and say you're thinking of doing it and would it cost any extra?
  3. Saxperience Hardcore! Joined: Apr 2007 Bournemouth Posts: 15289 '04 VW Transporter.
    #3
    Dont bother theyre citroen wheels arent they..
  4. Regular Poster Joined: Mar 2012 Bristol Posts: 265 Vectra 2.2 Elite
    #4
    Shouldn't bother, just another excuse to get raped by your insurance company
  5. Infrequent Poster Joined: Nov 2011 Telford Posts: 181 Icelandic Furio
    #5
    Quote:
    Originally Posted by DanTvts View Post
    Depends whether you have a vtr or not as to whether they are standard . If they are on a different model its worth mentioning it imo. Some insurers might not put the price up if you tell them they are off another citroen, some might. Why not ring them and say you're thinking of doing it and would it cost any extra?
    I think ill do that mate! good shout that, i mean i havent got a VTR would love one but cant get insured on to start. Thanks man.
  6. Infrequent Poster Joined: Nov 2011 Telford Posts: 181 Icelandic Furio
    #6
    Quote:
    Originally Posted by MiniGibbo View Post
    Dont bother theyre citroen wheels arent they..
    i was thinking that tbf mate they are citroen standard but i can imagine them to still be arsey about it.
  7. Infrequent Poster Joined: Nov 2011 Telford Posts: 181 Icelandic Furio
    #7
    Quote:
    Originally Posted by dforder View Post
    Shouldn't bother, just another excuse to get raped by your insurance company
    I reckon they would, im going to ring up and ask if it would cost more saying im thinking about doing it.
  8. Saxperience Hardcore! Joined: Apr 2007 Bournemouth Posts: 15289 '04 VW Transporter.
    #8
    If anything ever happended and it got checked the guy who comes to look at the car wouldnt say anything..

    its like all the people with 16v conversions, hes going to open the bonnet go "o look an engine" then check for damage on the inner wings and shut it again...
  9. Infrequent Poster Joined: Nov 2011 Telford Posts: 181 Icelandic Furio
    #9
    Quote:
    Originally Posted by MiniGibbo View Post
    If anything ever happended and it got checked the guy who comes to look at the car wouldnt say anything..

    its like all the people with 16v conversions, hes going to open the bonnet go "o look an engine" then check for damage on the inner wings and shut it again...
    true say mate, i think ill just get the spacers and do it, cheers man
  10. Saxperience Addict Joined: Jan 2008 west london Posts: 13810
    #10
    lol exactly as minigibbo says tbh ^
    people worry too much
  11. Saxperience Hardcore! Joined: Mar 2008 Posts: 31279 Citroen Saxo VTS, S60 D5
    #11
    Would a fook. On anything
  12. Saxperience Post Whore Joined: Dec 2006 Maidstone Posts: 8210 Golf TDI
    #12
    I declared the VTS wheels on my old GTI because technically you are meant to as they are a modification, regardless of what anyone elses opinion is.

    Sometimes they will charge and sometimes they won't care.

    Upto you whether you do or not but my advice would be to declare them.
  13. Infrequent Poster Joined: Dec 2011 on my bum Posts: 241 MK2 Saxo 1.1
    #13
    Ive not declared my vtr rims on my 1.1 desire as theyr citroen rims. May call tesco though and say im thinking about it to see if theres a cost
  14. Saxperience Hardcore! Joined: Dec 2007 smurfland. Posts: 17346 Ex saxo owner.
    #14
    Quote:
    Originally Posted by devilsadvocate View Post
    I declared the VTS wheels on my old GTI because technically you are meant to as they are a modification, regardless of what anyone elses opinion is.

    Sometimes they will charge and sometimes they won't care.

    Upto you whether you do or not but my advice would be to declare them.
    +1 whether they`re made by the same manufacturer as your car or not if they didn`t come as standard then they are a modification.Should be declared unless you want your insurance invalidated,its for this reason I didn`t fit them on mine & the insurers wanted an extra £100.00.
  15. Saxperience Post Whore Joined: Dec 2006 Maidstone Posts: 8210 Golf TDI
    #15
    Quote:
    Originally Posted by stevo67 View Post
    +1 whether they`re made by the same manufacturer as your car or not if they didn`t come as standard then they are a modification.Should be declared unless you want your insurance invalidated,its for this reason I didn`t fit them on mine & the insurers wanted an extra £100.00.
    That takes the piss, think they only wanted like £13 for mine. Admiral at the time seemed to be great with mods for me.

    Bucket seats, induction kit, alloys, lowering, exhaust and manifold, debadging, stripped only cost like £40 something quid to declare
  16. Frequent Poster Joined: Oct 2011 Milton Keynes Posts: 869 2000 Citroen Saxo 1.0L
    #16
    Every insurance company handles mods different. you SHOULD declare your mods as it was not standard on that car. It was standard on a different car. So it counts as a modification give em a call n ask
  17. Saxperience Forum Bum Joined: Sep 2010 leeds Posts: 4389 MCS R53 S/C 16v furiooo
    #17
    my furio came with vtr rims, it was an option from the factory i do believe, yet nowhere does it mention this, should i declare them or should i just assume they are standard, well i did the latter anyway

    they are citreon stamped etc, so i can't see there being a problem, but insurers love to fuck you over in any way they can, just taking back i guess.
  18. Frequent Poster Joined: Oct 2011 Milton Keynes Posts: 869 2000 Citroen Saxo 1.0L
    #18
    Upon a quick search. It might seem that they were an optional extra. which do not have to be declared. I believe
  19. Super Moderator Joined: Aug 2006 Staffs Posts: 3778 207 HDi GT
    #19
    If it didn't leave the factory with them on, then it's a modification.

    Direct Line would not allow the gf to have vtr alloys on her old 1.1
    On her policy, no mods allowed if under 25

    We tried the optional extra argument.... with no luck.
  20. Saxperience Post Whore Joined: Jul 2007 Essex Posts: 7018 05 MINI Cooper S
    #20
    On a previous car I had after market wheels and had a crash. They didn't say anything, They just didn't replace/fix them when they were scuffed.

    Obviously if they were found to be defective then they would have some issues with me having them.
  21. Saxperience Forum Bum Joined: Aug 2009 Dorking,Surrey,M25 J9 Posts: 2616 Static -80mm Peugeot 405
    #21
    Quote:
    Originally Posted by Brother-V View Post
    Ive not declared my vtr rims on my 1.1 desire as theyr citroen rims. May call tesco though and say im thinking about it to see if theres a cost
    I'm with Tesco, No charge for 16" Airaines (307 wheels) on my 405. Despite being painted all funky. No chrge for Decals/Vinyl wrap. No charge for backbox. But £300 for lowering.

    It's always good to speak to them and Enquire about things that 'you might do to your car' to see the costs incurred. Tesco's charge an admin fee on certain mods, they charged me the admin ontop of the £300 for lowering, but no admin fee for Vinyl wrap, zorst or wheels.

    Hope this helps.