well what so your telling me that all you lot tell insurance of engine mods, the thing is if you have an accident they dont look inside the engine, evaluators come and check damage, and if there are any extras fitted, ie exhausts etc, whats the point of telling insurance that you have put a cam in it, theyll never eva check. unless your realli unlucky. happened to my mate he cammed his car had big wheels and stereo and the insurance didnt wink an eye, he go couple of hundred quid less than he thought he would of got. y pay more money than you need to, dont get me wrong id never drive a car we out insurance, but they rip you off from the start. so y let them rip you off more. fair enough if want to make sure the insurance cover things like your stereo so you no your covered for it. then fine, the chances of them ripping your engine to pieces is highly unlikly. diffferent story if we wer talking big power gains like turbos and highly tuned big engines, but its a 1.6 and i never eva drive like a cunt anyway!!