Important! : VTS conversion or just buy a vts

20th August 2011, 15:39

here's my situation, ive just saved the money to do my vts conversion on my saxo vtr. its gonig to cost me around £450 in total including fitting i know where i can get a good tested engine too.. me and a friend will be donig it next week (this is his 3rd conversion his done so knows his stuff)

The problem is my cars only a mk1 and worth little more than a grand, so is it realy worth doing lol? and will the car be worth anymore after? my other option is to just sell my car and buy a vts or 106gti... but being 19 insurance is a big issue!!

help!!http://www.saxperience.com/images/em...s/banghead.gif

20th August 2011, 16:16

you wil have to nitify your insurance company anyway, and contact the dvla and will have to notify them of the engine change. so insurance is gonna go up anyway. just buy a vts, hastle free then, search for a minter get that, then mod that lol

20th August 2011, 16:21

Just get a Vts fella

20th August 2011, 16:22

i'll be totally honest with you I had no intention of telling the insurance or even saying it on the log book... risky I know, thats why im far better of with a "real" vts.... but im looking at two and a half grand plus insurance quotes, thats with two years no claims

20th August 2011, 16:24

Depends if you enjoy problem solving. Cos 9 times out of 10 they will be niggly issues with it.

Personally wish Id have just bought a vts.

20th August 2011, 16:26

thats exactley the reason our insurance is ever increasing coz of fraudulent people like u winds me up no end

Quote:

Originally Posted by George1234

i'll be totally honest with you I had no intention of telling the insurance or even saying it on the log book... risky I know, thats why im far better of with a "real" vts.... but im looking at two and a half grand plus insurance quotes, thats with two years no claims

20th August 2011, 16:31

if the car you have is in pretty good nick underneath then go for it. keep in mind insurance and what not.

the majority of saxos out there are bad underneath or have had some hidden accident damage. in the words of Mike Brewer "don't buy a lemon"

20th August 2011, 16:42

the car is pretty mint, for a 98 car anyway and i have spent alot of time on it the past few months which is kind of why i wouldnt want to sell it.

No offence steve i get why it pisses you off we all have to pay it but 90% of saxo's out there have been modded. even if its just lowered or a decat. can you really put your hand on heart and say your insurance knows of all your mods?

20th August 2011, 17:02

my car has only been lowered and thats been declared
i cant afford to lose my license as im a truck driver so have to behave myself

20th August 2011, 17:19

fair enough, insurance is one of the key things that would stop me from doing the conversion cant imagine ild have a leg to stand on if pc plod was to take a look or if i was to have a smash up... and the fact im not even sure if it would add any value to the car when i come to sell it also puts me off. but the fact i can source and good engine do it on the cheap and have vts power with out paying stupid insurance is very tempting lol

20th August 2011, 17:25

im trying to source the conversion bits also but my insurance for a vts is only 500 odd quid so may go that route instead
but theres no fun in that
id even like to fit the 3.0 v6 engine in my vtr just for fun dont know if that can even be done

20th August 2011, 19:14

not telling your insurance about an exhaust or a little induction kit, i could see why you wouldnt, still wrong not to but lots dont, not telling your insurance and dvla youve got a completly different engine in childish pathetic and stupid. if you run some one down YOU WILL be paying for it the rest of your life. dont be stupid, either keep the vtr and wait for insurance to drop down, or fork out the money for insurance on a vts.

Again like others have said, its people like this that dont do it properly and dont notify their insurance that make our insurance go up when you fuck up on the roads.

Its 20bhp more ffs, just wait

20th August 2011, 20:29

Unless you've already spent a load of money doing other bits to your car, I'd just buy a VTS, makes life so much easier!

23rd August 2011, 10:01

well i had spent a reasonable amount and cant see myself getting it back basically this is what ive had done..... just refurbed the rear suspension beam, with new bearings and seals and lowered 40mm with new KYB gas shocks. Front also lowered 40mm on KYB gas shocks and 40mm spax springs. recently replaced drivered side front wheel bearing. piper performance stainless steel exhaust, 3" cat back system with outwardly rolled tail pipe. fitted gloss black VTS wheels, all have virtually brand new tyres on all toyo's, about 6 weeks old. K&N 57i induction kit with cold air feed. and s1 rallye wheels which i was gonig to refurb (but i can keep them)

but ill put the car up for sale see what i get for it, im forking out the money for a vts... although i know alot of people that do conversions and get away with it, its just my luck that ill be the twat that gets caught..hope it sells by the end of the month so i have more money to put towards a vts.... phoned my insurance company done quotes on a vts and 106gti, the gti will cost an extra £56 per month to insure but vts will cost £66 a month to insure... dont understand why they both have the same performance figures, must be the saxo's image

23rd August 2011, 10:21

Do the converision they break it afterwards.

You wont see even half the money back you spend though so beware.

People on here lecturing you about increases their premiums make me laugh.

89% of all insurance is void whether you do it or not............

EDIT: GTI is one insurance group less mate

23rd August 2011, 10:33

GTI it is, wish me good luck finding one under £1200 lol everything i see on pistonheads is a dog

23rd August 2011, 11:16

I'd just VTS the current one if the shell is good, thats what counts. No point buying a rotter for pennies just as it has a GTI/VTS badge

23rd August 2011, 12:55

Quote:

Originally Posted by Piggie

89% of all insurance is void whether you do it or not............

Source please?

Just buy a VTS, if you can't afford to declare it on your insurance then you can't afford to have it done, simple as that.

If you do crash and an insurance person comes to look at the car, the chances of them not noticing a 16v engine are slim to none.

No payout for your car
Massive insurance premiums from then onwards
Possible police prosecution for invalid insurance
Possible court action from the insurance company to try and recoup the costs to the 3rd party (assuming there is one)

Still want to risk it?

23rd August 2011, 13:41

dont think its worth the risk i've just gotta pay out for the more expensive insurance, if i can i'll get a gti if not im sure a vts is just as fun.. is £1200 going to get me a decent gti/vts though??

23rd August 2011, 13:43

tbh risky but most police dont even know what engines are what i had a furio with a vts engine in got stoped by a traffic cop he looked under the bonnet and checked if the battery was loose and that was it he dident even comment on engine tbh 9 out of 10 police wont know there will only be that 1 that does know and wats the chance of that 1 stopping u i done it for over a year and never got caught upto u tho. ps i dont have my saxo any more got a mondeo tdci 130 remaped now.

23rd August 2011, 13:49

Quote:

Originally Posted by devilsadvocate

Source please?

Just buy a VTS, if you can't afford to declare it on your insurance then you can't afford to have it done, simple as that.

If you do crash and an insurance person comes to look at the car, the chances of them not noticing a 16v engine are slim to none.

No payout for your car
Massive insurance premiums from then onwards
Possible police prosecution for invalid insurance
Possible court action from the insurance company to try and recoup the costs to the 3rd party (assuming there is one)

Still want to risk it?

Should of expected a comment from you on a thread relating to insurance.

Do you never tire of putting the same comments all the time? Every single thread ive ever read about insurance you comment on. Its boring me so god knows about you or anyone else.....

As for my source i can't remember where i heard it but i didn't just make a figure up lol.

However, if anyone would prove me wrong it'd be you so please correct me if you can?

I find it incredibly funny how upset insurance makes you. Im so glad im not sad enough to give a fuck or think i can make a difference. Trust me mate no matter how many times you lecture anyone nothing will change

To the OP its your choice. But don't listen to everything on here because they will treat you like a serial killer for doing it.

23rd August 2011, 14:04

buy my vts

job done then

:

23rd August 2011, 14:31

remember i still need to sell my car lol, nice vts though how much you want for it??

24th August 2011, 08:17

Quote:

Originally Posted by Piggie

Should of expected a comment from you on a thread relating to insurance.

Am I not allowed to comment then because you don't like it?
I didn't realise this

Quote:

Originally Posted by Piggie

Do you never tire of putting the same comments all the time? Every single thread ive ever read about insurance you comment on. Its boring me so god knows about you or anyone else.....

Not at all, my advice is just as legitimate as everyone elses
I didn't realise it was boring YOU so I will just stop then...

Quote:

Originally Posted by Piggie

As for my source i can't remember where i heard it but i didn't just make a figure up lol.

Whilst I have no source to prove you wrong, you have no source to prove yourself correct so your original statement is bollocks unless backed up by facts

Quote:

Originally Posted by Piggie

I find it incredibly funny how upset insurance makes you. Im so glad im not sad enough to give a fuck or think i can make a difference. Trust me mate no matter how many times you lecture anyone nothing will change

I am glad it makes you laugh, I will sleep easy at night now

I disagree with you, I would suspect that my advice on insurance over the past 5 years of being a member on this forum has helped a lot of people so again your statement is bollocks.

Quote:

Originally Posted by Piggie

To the OP its your choice. But don't listen to everything on here because they will treat you like a serial killer for doing it. :y

That's very mature of you

Do you realise how naive young people are when it comes to insurance and the law?

I don't feel morally comfortable advising someone to LIE to thier insurance company and potentially have thier insurance voided in the event of a claim but clearly you do but that's your prerogative and you are entitled to it; just as I am entitled to mine.

Just because you or anyone else doesn't like it will never stop me commenting on insurance threads, in fact it actually spurs me on to help out more so counteracts any attempt you have made to try and belittle me.

Hopefully I have explained myself clearly enough but feel free to PM me if you have anymore questions

Too many childish idiots on this forum that need to grow up and get a grip.....

24th August 2011, 10:29

Quote:

Originally Posted by George1234

dont think its worth the risk i've just gotta pay out for the more expensive insurance, if i can i'll get a gti if not im sure a vts is just as fun.. is £1200 going to get me a decent gti/vts though??

Decent VTS, yes. Decent GTI, no.
MK1 Saxo's look meaner than 106's anyway!

24th August 2011, 12:41

it would probably work out cheaper to just buy a vts if you were to insure it properly and everything. it is a risk not telling them, but its not as bad as everyone says. its quite rare ive actually heard insurance assessors opening the bonnet. its only if theres other undeclared mods then they might want to dig further.
also with the police pulling you over, i doubt any copper would specifically know a vtr has 8v and a vts has 16v. unless theyre some sort of saxo enthusiast lol

saying all this, someone i know had an undeclared redtop engine in his corsa and got fucked over for it when he crashed

its a risk at the end of the day, if you dont crash chances are you wont be caught but there IS always the risk you might!

Id just wait and buy a vts/gti. its so much easier/hassel free

24th August 2011, 12:56

Quote:

Originally Posted by LSOfreak

it would probably work out cheaper to just buy a vts if you were to insure it properly and everything. it is a risk not telling them, but its not as bad as everyone says. its quite rare ive actually heard insurance assessors opening the bonnet. its only if theres other undeclared mods then they might want to dig further.
also with the police pulling you over, i doubt any copper would specifically know a vtr has 8v and a vts has 16v. unless theyre some sort of saxo enthusiast lol

saying all this, someone i know had an undeclared redtop engine in his corsa and got fucked over for it when he crashed

its a risk at the end of the day, if you dont crash chances are you wont be caught but there IS always the risk you might!

Id just wait and buy a vts/gti. its so much easier/hassel free

See this is the exact same way i view the situation, if someone were to look, they wont know any different... BUT there is always that chance that they will dig deeper and crush your puny capitalist head for it

So it is completely your choice, do as you want, but if you get caught theres garunteed to be people say told you so lol

24th August 2011, 14:53

Quote:

Originally Posted by Piggie

Should of expected a comment from you on a thread relating to insurance.

Do you never tire of putting the same comments all the time? Every single thread ive ever read about insurance you comment on. Its boring me so god knows about you or anyone else.....

As for my source i can't remember where i heard it but i didn't just make a figure up lol.

However, if anyone would prove me wrong it'd be you so please correct me if you can?

I find it incredibly funny how upset insurance makes you. Im so glad im not sad enough to give a fuck or think i can make a difference. Trust me mate no matter how many times you lecture anyone nothing will change

To the OP its your choice. But don't listen to everything on here because they will treat you like a serial killer for doing it.

Right first oof all, your just a imature dick giveing someone bad advice. dont listen to this nob, if something is worth doing its worth doing RIGHT.

Also it only takes that one copper to have a son or daughter to have a saxo, (which to be hounest is a very likely chance seeing as its a very commen car for our age range) to look at the car and then the engine after hes pulled you over for driving like a dick (as we all do at times

) and say "if this is a vtr how comes its got an s engine in it" then ask to provide all your docs in a producer, it wont be the first time and wont be the last.

Listen to the more expericanced members on here, and take their advice like devil's, dont listen to noob forums members like this tosser telling you to risk it.

24th August 2011, 15:05

Quote:

Originally Posted by VinceVTS

Right first oof all, your just a imature dick giveing someone bad advice. dont listen to this nob, if something is worth doing its worth doing RIGHT.

Also it only takes that one copper to have a son or daughter to have a saxo, (which to be hounest is a very likely chance seeing as its a very commen car for our age range) to look at the car and then the engine after hes pulled you over for driving like a dick (as we all do at times

) and say "if this is a vtr how comes its got an s engine in it" then ask to provide all your docs in a producer, it wont be the first time and wont be the last.

Listen to the more expericanced members on here, and take their advice like devil's, dont listen to noob forums members like this tosser telling you to risk it.

im sorry but the chances of an officer saying this is extremely slim

24th August 2011, 15:40

its risky if you get caught but i would do the vts conversion

24th August 2011, 16:58

Quote:

Originally Posted by LSOfreak

im sorry but the chances of an officer saying this is extremely slim

+1, oioioi whats thats vts engine doing your vtr could be a 16v vtr all they know

chances are is if an accident happened then basically you'd be Fcuked and if someone was to get killed involved into the accident and they found out youve got an engine that wasn't declared in your car then it be bye bye cars for you and life, go the proper way and either declare or own a proper vts hint hint lol

24th August 2011, 18:41

all im saying is you never know, chances maybe slim but why take the chance and get fucked over it + its just plain stupidity to not notify the insurance company. In fact actully forget what everyone has said, save youself a shit load of money and...

Dont insure it, Thats the best thing right, dont insure your car that way you save loads of money and are hastle free job done

24th August 2011, 18:56

sell the vtr and get a vts

24th August 2011, 19:54

Quote:

Originally Posted by VinceVTS

all im saying is you never know, chances maybe slim but why take the chance and get fucked over it + its just plain stupidity to not notify the insurance company. In fact actully forget what everyone has said, save youself a shit load of money and...

Dont insure it, Thats the best thing right, dont insure your car that way you save loads of money and are hastle free job done

but thats so much more obvious to police /anpr cameras etc

24th August 2011, 20:00

Quote:

Originally Posted by LSOfreak

it would probably work out cheaper to just buy a vts if you were to insure it properly and everything. it is a risk not telling them, but its not as bad as everyone says. its quite rare ive actually heard insurance assessors opening the bonnet. its only if theres other undeclared mods then they might want to dig further.
also with the police pulling you over, i doubt any copper would specifically know a vtr has 8v and a vts has 16v. unless theyre some sort of saxo enthusiast lol

saying all this, someone i know had an undeclared redtop engine in his corsa and got fucked over for it when he crashed

its a risk at the end of the day, if you dont crash chances are you wont be caught but there IS always the risk you might!

Id just wait and buy a vts/gti. its so much easier/hassel free

Then you get pulled by vosa team with police your gettin arse rapped lol

24th August 2011, 21:54

dont worry guys ive taken the advice my cars up for sale, see what money i get and put a little more towards getting a good vts/gti.. with two years no claims hopefully the insurance dont rape me too much lol

25th August 2011, 02:20

Quote:

Originally Posted by furio-cam

Then you get pulled by vosa team with police your gettin arse rapped lol

oh yeah ofcourse, vosa will fuck you over lol

25th August 2011, 07:48

If you drop a 16v engine into the VTR engine bay, you are VOIDING insurance unless you tell them.

I can see why people wont tell insurance about the engine change, they will be saving there selfs £600 a year. Really, you should tell them.

I've been tempted to do this too, what worrys me is the insurance price's going up by double.

Just think, if you do ave a accident and kill someome, you will feel so bad that you have no insurance to cover 3rd party compensation, and tbh, the insurance company will throw the book at you.

Just think, if you did change the engine and you were at a car meet or something and VOSA has turned up (Which i have seen happen twice) and check your car over.

They find out that your emmisions are alot higher then there supposed to be and they type in the engine number into their computer and find out its 16v... you will be SCREWED. VOSA will throw a fit at you. They go mad if your 12Kg over weight

25th August 2011, 21:41

Quote:

Originally Posted by devilsadvocate

Am I not allowed to comment then because you don't like it?
I didn't realise this

Not at all, my advice is just as legitimate as everyone elses
I didn't realise it was boring YOU so I will just stop then...

Whilst I have no source to prove you wrong, you have no source to prove yourself correct so your original statement is bollocks unless backed up by facts

I am glad it makes you laugh, I will sleep easy at night now

I disagree with you, I would suspect that my advice on insurance over the past 5 years of being a member on this forum has helped a lot of people so again your statement is bollocks.

That's very mature of you

Do you realise how naive young people are when it comes to insurance and the law?

I don't feel morally comfortable advising someone to LIE to thier insurance company and potentially have thier insurance voided in the event of a claim but clearly you do but that's your prerogative and you are entitled to it; just as I am entitled to mine.

Just because you or anyone else doesn't like it will never stop me commenting on insurance threads, in fact it actually spurs me on to help out more so counteracts any attempt you have made to try and belittle me.

Hopefully I have explained myself clearly enough but feel free to PM me if you have anymore questions

Too many childish idiots on this forum that need to grow up and get a grip.....

lol